Reviews and Reflections About Baby Boomer Stuff

Rosie's Boomer Review

December 4th, 2009 at 3:38 pm

I Was Almost Conned By This Guy

It was a restless night. Just too much on my mind. We left the TV on and I woke up to hear Kevin Trudeau talking on an info-commercial about how you can get FREE money from the government.

Well, I have heard that from Lesko but never got the book. And, I thought, in my foggy thinking, this guy is saying that the other guys book was not the way to go. He is saying that he gives less pages and just the right info.

I continued thinking, “I really could use FREE money”. My mind drifted to bills, goals that needed money, people that needed money, and I drifted back to sleep. Oh, I did not go to sleep until I wrote his number down on my bed stand.

Later that day, I looked and the number and was about to grab my credit card. Then I stopped. I said, “Rosie, you know better, check this guy and his offer out first.”  So, I did a search on google with his name and the word “scam” in the search.

Wow, there was enough there to make me laugh at how I almost gave this guy FREE  money. Some complained about paying large amounts for shipping. So, here is a post I just read so you can decide for yourself before listening to your impulses like I almost did.

Read this article about this famous info-commercial expert.

Now, if only we practice the technique but add truth to it that would be a good thing. What do you think? Is this article wrong? Did you buy the book and benefit from it? Are his critics just player haters? I do want to be fair because I never put money out to get the book.

comments Comments Off on I Was Almost Conned By This Guy
November 22nd, 2009 at 1:38 am

Assisted Living is Expensive, Why Not Retire on a Cruise Ship?

When I first heard about someone retiring on a cruise ship I thought the idea was far fetched. Yet, now as I think about it, it’s not a bad idea. As I look at the host of seniors that don’t have attentive family checking on them this can be an option. Not only that but many assisted living facilities will easily set you back almost 100,00o or more.

Well, I think it is worth exploring.  In 2005, there was a story told about a woman who was observed living on a cruise line.

Active Living Newsletter makes a very convincing argument for retireing on a cruise line.

Now, there is actually a small cruise line who has established a plan for retirees. I am sure this is not the only company considering this viable option. But did I say viable? Many of us are hard pressed to afford assisted living for our senior parents. Yet, as baby boomers we are considering long term care and now cruise ship lodging?

I don’t know, I am now convinced I must keep working, keep finding ways to increase revenue  without doing the lottery, or taking the gold out of my husbands mouth.

But we both like the notion of living on a cruise ship. We pray for good health to enjoy it if we do. What about you?

October 27th, 2009 at 12:55 am

The “Fly Lady” Flew Into The Hearts of Boomer Women

A wonderful woman known as “The Fly Lady” gave, what appears to be, an awesome keynote at the Boomer Diva Nation retreat this month. I was not in attendance but from the look of the video over at Boomer Diva TV it was awesome. So go and listen to a short clip of the speech given by the Fly Lady. Be sure to post your comments. Oh, and while you are there check out some of the other awesome  videos.

Warning: Some of those videos might make you laugh.

comments Comments Off on The “Fly Lady” Flew Into The Hearts of Boomer Women
September 26th, 2009 at 4:26 am

Don’t Forget About the Boomer Diva Weekend in North Carolina

Are you planning to attend the Baby Boomer Diva Social Media Summit?

You can register at Boomer Diva’s Nation Website

I truly wish I could go but if you are going tell them Rosie sent you and have a great time.

August 27th, 2009 at 4:23 am

Baby Boomer Business Owner-What is Your Social Media Marketing Saying?

Are you making mistakes with your SMM? (Social Media Marketing)

I am honored to have Pam Lontos, a Public Relations Specialist as a guest blogger today. She has a powerful message on Social Media Marketing for every baby boomer business owner who has taken the plunge into the world of social media.

The Top 5 Mistakes of Social Media Marketing

By Pam Lontos

The Top 5 Mistakes of Social Media Marketing
By Pam Lontos

As a business owner, you already know the importance of utilizing traditional PR – print, radio and TV exposure – to keep your name circulating in the marketplace. Now, however, there’s a new PR outlet you need to become familiar with. It’s called Social Media Marketing, and when combined with your traditional PR efforts, Social Media Marketing can help you penetrate the marketplace with your message quicker and easier than ever before.

What is Social Media Marketing? It’s utilizing the various social networking sites to enforce your brand and market your business. A social networking site is simply an online meeting place. Think of it like an eHarmony or Match.com for business people. On such sites, people can post a profile with the hopes of meeting other like-minded professionals for business reasons.

According to the Nielsen Research Group, social networks and blogs have moved ahead of personal e-mail among the most popular online activities people engage in. Additionally, USA Today reports that the time spent on these sites is growing three times faster than the overall Internet rate. More than two-thirds of the world’s online population now visits social networking and blogging sites.
Knowing this, it’s clear that if you haven’t yet engaged in Social Media Marketing, the time to start is now. But before you do, you need to be aware of the top mistakes businesses make with this PR outlet so you can avoid them and get the biggest return for your marketing investment.

Mistake #1: Having more than one face on the Internet.

When you’re engaging in Social Media Marketing (called SMM from here on out) you’re really building your image from the ground up. The goal of SMM is to virally spread parts of your image across the Internet. The word “parts” is important. Basically, you’re starting with a holographic image of yourself in the virtual world. You then need to break that hologram apart and find the appropriate places on the Internet where you can frame certain pieces of that hologram.
When someone looks at all the pieces at the various sites, they should be able to put them together to see a single whole. They should not see multiple images of who you are, as that would ruin your credibility. Therefore, if you have multiple Facebook accounts, for example, your personal one has to be hidden and by invitation only. You don’t want that other image out there confusing people and possibly diminishing your reputation.

Mistake #2: Collecting friends.

SMM is how you create instant buzz on the Internet by getting the same message out over and over. It’s spreading your message and getting yourself branded so you can get more business. Social networking, on the other hand, is about making friends. For example, you’ve likely seen someone on LinkedIn who has 25,000+ contacts. That’s great, but what do you do with all those contacts? Remember, just because you have a phone book in your office doesn’t mean you can open the book at random, pick a name, and call them for business.
When you collect a contact, you’re supposed to be opening the door to exchange information and build a relationship. Think of it as relationship marketing in the 21st century, and the same rules apply. The only difference is that you’re building the relationship online rather than over coffee.

Mistake #3: Putting out the wrong messages.

You’ve likely seen people put posts on Twitter or Facebook that say something like, “John Smith is watching a great movie and eating popcorn.” Such messages may be fine for personal networks, but for business networks you need to put out messages that are useful to your readers. In other words, don’t talk about yourself. You want to give valuable tips and advice so that the people who read your posts want to repost them to their own sites. That’s how your message spreads virally.
The key is to keep your messages consistent. Remember that people are subscribing to various feeds in order to get your information. They are essentially saying that your message has value. That’s why you can’t do a series of sales tips and then post a couple of your favorite omelet recipes. You have to stay on message, and your message has to be for your readers.
With that said, it is okay to occasionally have a press release type message that says something like, “John Smith is speaking at ABC Convention on employee productivity today.” Such a message does two things: 1) It tells people they might not get a tip today or tomorrow because you’re busy, and 2) It shows that other big-wigs out there think your message is important. It’s a positive reinforcement that boosts your credibility, so long as you don’t do it too frequently.

Mistake #4: Posting inappropriate information.

Don’t allow yourself or anyone on your site to post anything online that you don’t want your most conservative client to see. You never know where something will end up, especially since the nature of the Internet is for things to spread virally. For example, a CEO of a corporation had a picture of himself and his girlfriend on a topless beach in Mexico. In the photo she’s riding on his shoulders with her breasts exposed. For some reason, he decided to post the photo on his personal invitation-only Facebook site.
The only problem is that he was married. His wife (or rather, his now ex-wife) saw the photo. How? Someone on his invitation-only Facebook account thought it was a great picture and decided to repost it on the public Internet. To top it all off, his board of directors got wind of the photo and fired him. Now he’s no longer employable in that field or that position again. The moral of this story: Never post anything on any site that you wouldn’t personally show your own grandmother.

Mistake #5:

Assuming that it is better to have your message in only one place on the Internet.

In the “old days” of the Internet, people believed they had to keep all their content on their own Web site. The theory was that spreading it out ruined your credibility and diminished your reputation as being a unique business. Not so today. In fact, with SMM, the opposite is true. The more places you can get your message to appear simultaneously, the more effective your message will be.

Think of it as constructing a funnel. You want to lay several trails of information, all of which lead to your main site. Therefore, no matter how someone stumbles upon you, as long as they “follow the trail,” they’ll eventually find you. That’s essentially what you’re doing with your Twitters and other SMM messages. You’re putting out kernels of information. If someone wants the next kernel, they have to follow the trail. Eventually it funnels them to one Web site, which is where you wanted them to be anyway. You’re creating an environment where people see your message everywhere. As a result, you now have their attention and you have the opportunity to sell your product, your services, or whatever you’re selling at that point of distribution.
Here’s an example of the power of funneling: Recently Aaron Chronester posted a message on Twitter. Someone saw his post and reposted it on their blog. CNN and the New York Times found the post interesting and reported on it. Because of that exposure, Chronester got a book deal from Simon and Schuster. So, what was his post about? Current events? Global warming? A tell-all celebrity biography? Nope. It was a Twitter post with a unique bacon recipe, as Chronester was trying to get publicity for a barbeque club he belonged to. That’s how powerful funneling your message can be.

Get Noticed with SMM

The marketplace is changing, and you have to change with it. Your name has to be everywhere – in print, on radio, on TV, and on the social networking sites. The more you can get your name and message circulating in the various mediums, the higher your chances of clients seeing your information and ultimately hiring you. Thanks to SMM you can get your message out to thousands of people in an instant. And the results are greater credibility, more exposure, and higher sales – all of which positively impact your bottom line.

Pam Lontos is president of PR/PR, a public relations firm based in Orlando, Fla. She is author of “I See Your Name Everywhere” and is a former vice president of sales for Disney’s Shamrock Broadcasting.  PR/PR has placed clients in publications such as USA Today, Entrepreneur, Time, Reader’s Digest and Cosmopolitan.  PR/PR works with established businesses, as well as entrepreneurs who are just launching their company.  For a free publicity consultation, e-mail Pam@prpr.net or call 407-299-6128. To receive free publicity tips, go to www.PRPR.net and register for the monthly e-newsletter, PR/PR Pulse!

August 22nd, 2009 at 1:31 am

42 Free Awesome Online-Web Tools From Internet Marketer Lisa Irby

Trust these 42 online web tools because the author, Lisa Irby is showcasing a deep well of expertise.  My hubby, Ray Horner, saw her on Facebook while watching a video post made by my friend Karen of Midlife’s a Trip.   Then I get another email blast from Kevin, of Humorous Reality. With those referrals from top notch baby boomers  I knew I had to check her out.

Read her About Page

Once you read Lisa’s about page you are ready to put down the TV remote and just absorb all the well written and clearly explained blog posts and view the information satuated videos.

Why?

Well, not because she is probably the daughter of a really cool baby boomer, but because she is passionate, results-oriented and knows her stuff.

But enough talking read her post just made in July of this year on 42 online web tools and judge for your self. You will probably be like me and pop her into your RSS reader or put your email in for repeat visits.


July 16th, 2009 at 2:00 pm

Reverse Mortgage For Your Parents?

I honestly do not know much about reverse mortgages. However, I do know that many baby boomers have different opinions about them. I am posting an article from a guest blogger. However, I welcome other articles on this subject that may or may not be in agreement. I also welcome your comments and experiance with reverse mortagages.

My goal is to present information that will add clarity for baby boomers who are exploring this option for their parents. Thank you

A Mortgage That Will Bring a Smile to Your Parents

Courtesy of By Sam Telford from Reverse Mortgage Advisors

Here’s an interesting and informative bit of news for “Baby Boomers” looking to make their parents’ life happy and peaceful without taking a burden on their shoulders! You can take a reverse mortgage loan for your parents if they own a home, this will ensure that they live the rest of their lives with pride and honor. By doing so, you ensure that you continue saving your hard-earned money and at the same time do not compromise with your parents’ lifestyle. Amazing, isn’t it! Surely you would like to know more about reverse mortgages, how exactly they work, and how your parents as well as you can benefit from them. So here goes! 

If the borrower is above 62 years of age and needs a constant source of income to sustain a decent lifestyle, he/she can go ahead and apply for a reverse mortgage. A reverse mortgage is a special type of loan that assists senior citizens to convert a portion of their home equity, built up over the years of mortgage payments, into ready cash. Unlike other types of mortgages, the borrower does not need to make any repayments as long as he/she continues using the home as his/her primary residence. In case there is an existing mortgage on the home, it needs to be paid off using some of the proceeds from the reverse mortgage.

Surely, if you are a “Baby Boomer,” you would not qualify for a reverse mortgage as it requires the borrower to be above 62 years of age. However, this special type of loan is ideal for your parents. Reverse mortgages are rapidly becoming popular in the U.S. because of the benefits that it offers. For all senior citizens, a reverse mortgage can assist them in: 

  • Maintaining a decent lifestyle and being financially independent
  • Paying for long term care while living at home
  • Leading a secure life with the comfort that they are not a burden to anybody
  • Paying off their daily bills that includes the telephone bill, electricity bill, and grocery bill as well as maintaining their home
  • Staying in their sweet home for the rest of their lives and without any restrictions on how to use the received money
  • Retaining total ownership of the home and ensuring no tax deduction on the proceeds
  • Living with pride and honor as well as purchasing gifts for children and grandchildren
  • Traveling to various destinations without having to ask for money from children

 
With so many benefits for senior citizens, a reverse mortgage is a blessing in disguise. In addition, it is a government-backed procedure that ensures no one loses in the bargain. Not only this, reverse mortgage also offers a lot of benefits to all you “Baby Boomers” who encourage your parents to go ahead for reverse mortgage. 

  • Without paying a penny from your pocket, you ensure that your parents live a decent lifestyle with pride and honor.
  • You continue saving your hard-earned money while ensuring that your parents pay off all their bills without having to depend on you.
  • The home continues to be in your parents’ name; therefore, they never need to look for a residence.
  • You continue to have a healthy and happy relationship with your parents without ever feeling that they are a burden.
  • After the home is sold off and the existing debt is paid off, all the extra money comes across to you

 
However, one fact that you should know about; is that reverse mortgage is a loan that has increasing debt and decreasing equity. This means that the longer thr reverse mortgage lasts, the less will be the equity of the home. Therefore, when the home is eventually sold off, you as an inheritor will get less money. However, the abundance of benefits that reverse mortgage offers to senior citizens as well as their children overshadows this meager fact! Moreover, such a fact should never stop you from encouraging your parents to go ahead for reverse mortgage. For all the pain and compromises your parents made to ensure that you are entitled to a decent lifestyle, this is the least that you can do for them; make sure that they live comfortably in their own home for the rest of their lives.

For a reverse mortgage quote contact Reverse Mortgage Adviser

comments Comments Off on Reverse Mortgage For Your Parents?
July 1st, 2009 at 4:38 pm

Are Our Govenmental Agencies Doing All They Can to Investigate Enviromental Illness Reports?

A blog posting by Be In The Know NJ has a very challenging report. Personally it is sickening to suspect that are agencies are not doing all they can to insure our health and safety.

What are you doing as a baby boomer to contribute to the environmental safety of our nation and world? Now I know that is a huge question yet many of us that are doing something can encourage  others to join the fight.

We all fight in various ways. Yet, if we each one of us work together as writers, speakers, teachers and prayer warriors we can really achieve much.

June 2nd, 2009 at 8:10 pm

Are We Spreading Lies Without Knowing it on the Internet?

Is it possible that everything we read on the internet is not true? Yet, how many of us may read something and believe it is because we KNOW the sender? How can we check out the facts?

This issue was addressed today by one of the most prolific baby boomer writers on the internet, Martin Diano.  ( I can prove that statement)He posted an article called How Misinformation is Spread over the Internet. Please read it and share with others. Perhaps as we encourage others to stop and think before we spread information we can make some kind of positive impact.  We might even save a life, business or someone’s sanity.

May 28th, 2009 at 12:49 pm

More Money,More Money,More Money-Saving Tips From the Dolans

I simply love the Dolans.   They are two of the finest baby boomer role models I know.  I used to listen to them on the radio all the time. So I was delighted to find them online. Here is an  article on saving money for you to enjoy.

Their site is a powerful resource so be sure to keep it around by putting it into your RSS reader or bookmarking it.

comments Comments Off on More Money,More Money,More Money-Saving Tips From the Dolans
ok